Wednesday, February 27, 2013

When is the best retirement age?

It's 2am and I'm up already.
Not quite strange sha, especially as I didn't take a shower before going to bed the night before. Sleep is always interrupted when it happens like this. It's just a silly habit I formed that is now haunting me.

I've been given a slot to perform another piece at an official event in March. I've started writing it though and I think I want to do something out of my comfort which means more practice. *shivers*
First point of practice I guess would be at the monthly poetry reading I normally attend.

So a random thought jumped into my head as I tried to make good use of my awake time. "When is the best retirement age?" Occasionally, I see adverts on BRT buses on various Pension Administrators but one advert slogan that has caught my attention and possibly admiration (for the rhymes anyways) is Stanbic Pensions' which reads 'Today's swagger might be tomorrow's stagger'. Hehehe... I love the humor, yet serious sense of the ad.

So I was kinda thinking...when is the best age/time to start planning retirement?
What would one do in retirement?

We must have heard cases of people who died few years after leaving their jobs which I guess is due to physical inactivity and reduced social interaction. I doubt if retirement is really a function of age though.

I think it's a function of planning ahead though and planning early also. I have this friend who already has his children's school fees till secondary school planned for (he's gotten more than half ready). He's not married yet by the way. Oh sorry, I meant he's not even dating yet! I once thought he was plain crazy, paranoid and all sorts but really it's good to plan ahead. A Forbes article I read went on to give a few solid tips on planning early too.

At least, have a faint idea of when you wanna retire and how you wanna spend it. I believe it puts things in perspective and could even make you know how and where to channel your energy and resources to. Just my thoughts though.
I stumbled on another interesting article on the subject also.

So have you thought about retirement?
When do you think is the best age/time?
Share your ideas...

226 comments:

  1. Nice food for thought, but I'm not retiring...:)

    ReplyDelete
  2. I think the word I was looking for was 'Resigning' but was just playing safe. Of course we can't retire na. With the big dreams and 2023 in sight. *wink*

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  3. I shall be back to comment on this. Lemme go back and do some thinking. Haven't actually givn it a tot b4 now.

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    1. I'm back! Come to think of it. You can't really retire from your passion.. There is a difference between work and job. Job is something you are paid to do while work is something you do out of passion.

      If you find fulfillment in whatever it is you do, you will remain in the circle till you exit this world.







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  5. Your post reminds me of Steve Harris' "Life is a week" podcast. He said that working on the weekend (50 and older) should be by choice and not by force. In other words, in the later part of one's life, one should not have to work to earn a living, if you play your cards right in your youth.


    I think 55 is a good age to retire, but truthfully, you don't ever retire from your passion.

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  6. Thanks for the information. Well, all of us will come to that retirement age and I think it's better to plan it ahead. One preparation would be finding a ny retirement community to stay in.

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  7. Yes, Relentless, we can never retire from our passion. Very True. 55 is a good one. Most likely all the children would have graduated then.

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  8. I agree with Relentless. 55 sounds like a pretty good age to

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